Regular Savings

• Minimum amount to open $25.00
• Must maintain $25.00 monthly balance
• 2 withdrawals allowed each month with no fee being charged
• $3.50 for each withdrawal thereafter

IMMA (Insured Money Market Account)

• Minimum balance $2500
• $15.00 maintenance fee per statement cycle If balance is below $2500.
• Interest earned at current rate on funds above $750 and withdrawals to be no less than $500 at one time.
• Limit of 3 checks and 3 withdrawals by phone.

Automatic Transfer

Will transfer funds from savings to checking daily to keep checking account at $1000 to avoid fee.

• $2.00 per entry if savings falls below $1000.